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Why Join the CPPO?

We drive the growth and innovation of prepaid payments as a foundational element of the evolving digital banking landscape. 

The CPPO supports the prepaid industry by providing the tools and resources needed to assist all Canadian firms who are operating in or exploring the prepaid ecosystem. As the only association solely focused on prepaid in Canada, CPPO supports a dynamic ecosystem of issuing banks, networks, fintechs, program managers, processors, and service providers. 

We provide our members with industry influence, exclusive research & insights, unmatched networking opportunities, thought leadership and regulatory guidance to allow prepaid to responsibly grow and flourish in Canada. Connect with Executive Director Jennifer Tramontana about joining the CPPO.

Your Voice. Your Network. Your Growth.

Membership Benefits

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Industry Influence

Be heard where it matters. CPPO advocates directly with Federal and Provincial regulators, ensuring your voice shapes the future of prepaid in Canada. Our collective voice ensures an appropriate regulatory and compliance regime that safeguards consumers, promotes competition, and supports industry growth.
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Exclusive Research and Insights

Gain access to members-only reports, market trends, and legal analysis—valued at over $75,000 annually— helping you plan for growth and identify new opportunities in the prepaid ecosystem.
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Unmatched Networking Opportunities

Connect with international prepaid leaders at our annual symposium, exclusive events, and member meetings. Build relationships that drive business growth.  Our events, working groups, and content platforms offer unmatched opportunities to network with industry leaders and promote your business to key stakeholders across Canada.
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Thought Leadership Platform

Showcase your expertise. Contribute to Payments Futures, our influential industry newsletter reaching nearly 1,000 payments professionals each month.
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Regulatory Guidance

Stay compliant and proactive with timely updates from legal advisors on regulatory changes that impact your business.

Membership Options

Premium Membership ($10,000/year):
Full access to all CPPO benefits, leadership opportunities, and exclusive events.   

Emerging Company Membership($5,000/year):
Ideal for businesses without a product in market or very early stage. Must be approved by CPPO 

 
Recent CPPO Wins for Our Members 
 

  • Anti-Money Laundering (AML) - Successfully advocated for adjusted FINTRAC guidance reducing KYC requirements for prepaid corporate rewards programs. 

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  • Retail Payments Activities Act (RPAA) - Secured improvements to the RPAA to reflect how intermediary PSPs are required to safeguard end- user funds and remained an active participant in Finance Canada and Bank of Canada consultations on the regulatory framework and associated guidelines. 

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  • Consumer Protection- Advanced a review process of Saskatchewan's gift card regulations, with a current advocacy into Ontario's Consumer Protection Act modernization consultations and engaged New Brunswick on its new consumer protection regime, all with a view of advocating for provincial harmonization of consumer protection regimes. 

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  • Disbursements- Advocated for the broader use of prepaid products as an alternative method for government disbursements, which has facilitated support for the launch of new Request for Information (RFI) from Indigenous Services Canada and several new Provincial inquiries. 

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