When Canadians tap a card for coffee, receive wages instantly, or move money through a digital banking app, they may not realize prepaid technology is often working behind the scenes. For years, prepaid was commonly associated with gift cards or single-use products. That view no longer reflects the market. Today, prepaid is a core part of Canada’s payments infrastructure , supporting everything from digital banking and government disbursements to gig worker payouts and embed

Canadians are embracing a new prepaid experience, built on instant utility, on‑demand access to funds and visible, branded connections between companies and their customers. As real-time payout expectations collide with increasingly intermediated digital journeys, prepaid has become the bridge between digital-first banking, earned wage access and the last mile of payroll, benefits and everyday spending. In this Q&A, Asad Saeed , ABCorp's Head of Client Partnerships & Growth,

New research from the CPPO , the nonprofit organization fueling the growth of the $14 billion open-loop prepaid economy, shows Canadians are expanding how they manage, move, and grow their money by combining traditional and digital-first providers that better align with their lifestyles. The shift reflects a significant growth in Canada’s fintech sector. As consumers look for more personalized, digital-first financial tools, the Canadian fintech market is projected to reach

As we wrap up another successful year of advancing Canada’s prepaid economy, it’s clear we have a lot to celebrate. It’s been a busy one – from refining our vision and mission to welcoming new members and holding 32 meetings with federal and provincial officials to keep our industry's priorities front and center. We couldn't have done it without the commitment of our CPPO members and partners. Take a look at what we accomplished in 2025. The CPPO is entering its 10th year wit

At the 2025 Canada Fintech Forum in Montreal, leaders from banking, fintech, and technology gathered to examine how new tools and regulatory shifts are changing the financial landscape. Over two days at the heart of downtown Montreal, sessions explored AI, consumer finance, cross-border payments, and the growing push for bank-fintech collaboration. Five key themes emerged for financial leaders navigating the next era of innovation. From Competition to Collaboration The ad

CPPO Executive Director Jennifer Tramontana was featured in Fintech.ca. She makes the case for how prepaid technology has become the...

As the potential of digital financial services expands rapidly, industry leaders continue to reimagine prepaid solutions' role in creating an inclusive economy. In this interview, Andrea Paric , Head of Fintech North America at Giesecke+Devrient , shares insights on market growth drivers, how prepaid solutions support emergency relief, and breakthrough use cases. She also outlines where prepaid innovation is headed and how leaders can position themselves at the forefront of t

Prepaid platforms have evolved far beyond simple payment mechanisms into comprehensive financial ecosystems that serve underbanked...

As digital transformation reshapes financial services, prepaid technology is advancing its role in modernizing disbursements in Canada. With a growing need for speed, security, and accessibility, both public and private sector organizations have immense opportunities to leverage prepaid solutions to deliver funds more efficiently, securely, and inclusively than ever before. This conversation was a key them at this year's CPPO Symposium , where industry leaders discussed the